Optimal Blue

Optimal Blue® – OSI Express® Integration

OSI Express® is proud to be an Optimal Blue® Certified API Integration Partner.

Optimal Blue®

Optimal Blue®, a financial technology company, operates the nation’s largest Digital Mortgage Marketplace, connecting a network of originators and investors and facilitating a broad set of secondary market interactions.

The company’s technology solutions include product eligibility and pricing, lock desk automation, risk management, loan trading, and data and analytics. More than $750 billion of transactions are processed each year across the Optimal Blue® platform.

For more information, please visit www.optimalblue.com.

OSI Express®

OSI Express® is an industry leading mortgage and real estate marketing company with a 38 year heritage of providing marketing and compliance management to lenders, credit unions and federally insured banks.

Technology solutions include property websites, house listing flyers and other financial reports that compliantly calculate and display mortgage loans while adhering to all industry regulations including REG Z, RESPA, F.T.C., and other applicable regulatory guidelines.

Current active users include more than 100,000 mortgage professionals and real estate agents as well as many large lenders and federally insured banks that offer OSI Express® under privately labeled branding.

For more information, please see the features and videos on this website.

How our Optimal Blue® API Integration Works

API Overview

Loan officers simply login to their OSI Express account and do not need their Optimal Blue credentials.

The OSI Express integration automatically gets your corporate Optimal Blue Business Channels as well as the loan officer’s specific Optimal Blue Originator ID using the loan officer’s email in OSI Express and matching it with the loan officer’s email in their Optimal Blue account.

Once logged in, loan officers can select loans in OSI Express to be used when property sites and house flyers which are automatically created using MLS Data, or when creating house flyers manually.

The API integration automatically sends a request to the loan officer’s specific Optimal Blue account that includes all pertinent information such as loan type, loan amount, term, county and more.

Additionally, in the OSI Express administrator account, lender, bank and credit union corporate administrators can set FICO requirements globally or by specific branch, utilize their Optimal Blue custom fields as well as set other defaults which are all included in the API functionality.

Correct rates and discount or rebate from the loan officer’s Optimal Blue account are used in loan calculations.

Corporate Account Screenshot

How To Setup Your Integration

Add Your Optimal Blue Integration

Integrating your Optimal Blue rates with your OSI Express corporate membership is very easy.

For your secondary marketing team:
Simply contact your Optimal Blue representative and let them know you wish to integrate with OSI Express.

Please allow Optimal Blue a week or so to complete everything on their end. As always, Optimal Blue will provide prompt communication and outstanding service.

Setting up your Optimal Blue Integration in OSI Express:
Optimal Blue will notify OSI Express when your Optimal Blue account is ready.

Our integration will automatically acquire all of your company’s Business Channels, Originator ID’s within each Business Channel, and all custom fields you setup in your Optimal Blue account.

You do have setting options. However, there is no setup required in OSI Express for your secondary marketing team.

Please contact OSI Express for information and additional fees required.